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Both the U.S. and British Virgin Islands use United States currency. Travelers from Europe, Canada, and other parts of the world can exchange money at banks throughout the islands. Banking hours are generally 9 a.m.–3 p.m., although some banks have longer hours. There are no independent money changers.
Hotels, car rental agencies, charter boat companies, retail shops, and large restaurants almost always accept credit cards and travelers checks. In fact, many hotels and car rental companies require a credit card. Some smaller establishments do not accept these forms of payment, however, and others require a minimum purchase amount to process a credit card payment. Always ask first.
Tipping
Tipping follows the same general pattern as in the United States: Tip between 10 and 20 percent for restaurant service and a few dollars for someone who helps you with your bags. Taxi drivers can be tipped if you are especially impressed with their service, but a tip is not required.
Many hotels tack a 10 percent service charge on their bills. Many restaurants follow suit, tacking a 10 or even 20 percent service charge onto bills. Be sure to look closely at your restaurant bill before adding an additional tip.
© Susanna Henighan Potter from Moon Virgin Islands, 4th edition
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Moon Travel Guides make independent travel and outdoor exploration fun and accessible. With expert and adventurous travel writers delivering a mix of honest insight, first-rate strategic travel advice, insider travel tips and an essential dose of humor, Moon Travel Guides ensure that travelers have an uncommon and entirely satisfying experience. Each travel book is filled with unique trip ideas, easy-to-use maps, and detailed information on sights, restaurants, and accommodations. Moon Travel Guides not only point you in the right direction, they inspire new ideas and adventure. Whether you are seeking a relaxing beach trip to Hawaii, or an adventure travel trip to the rainforests of Costa Rica, Moon guidebooks—and Moon.com—are with you every step of the way. Founded in 1973, the Moon Travel Guides series includes Moon Handbooks, Moon Outdoors, Moon Metro, Moon Living Abroad and Moon Spotlight travel books. Moon is based in Berkeley, California and is a proud member of the Perseus Books Group.